Terms of Use

We, Leads IQ YG LLC, maintain this Website as a service to its visitors. By using this Website, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms, you have no right from cd-rates-today.com to obtain information from or otherwise use this Website. Failure to use this Website in accordance with the following terms of use may subject you to severe civil and criminal penalties.

Limited Right to Use

You may only use this site as a general search portal. The viewing, printing or downloading of any content, video, audio, graphic, form or document from the Website grants you only a revocable, nonexclusive license for use solely by you for personal, noncommercial purposes limited to the use as is reasonably required to view and listen to the content and navigate through the pages and links generally available to the public using a standard Internet browser and standard media player, and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. No part of any content, graphic, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal, noncommercial use (but not for resale or redistribution).

Editing, Deleting and Modification

We reserve the right in our sole discretion to change, edit or delete any documents, information or other content appearing on the Website.

Privacy Policy

Please see cd-rates-today.com's Privacy Policy. By accepting the Agreement, and each time you use the Service, you consent to cd-rates-today.com's collection, use and disclosure of your information or Registration Data in accordance with the Privacy Policy without any further notice or any liability to you or any other person.

Accuracy of Information

All results are cd-rates-today.com are provided by third party resources and we in no way guarantee the reliability or the accuracy of the information contained within its pages. All the actions taken by the user of the Website are the responsibility of the individual. cd-rates-today.com as far as possible tries to ensure the accuracy of information displayed on our site. However we urge our users to conduct their own research.

Links to External Websites

cd-rates-today.com may contain links to other sites on the Internet which are owned and operated by Vendors or other third parties. You acknowledge that cd-rates-today.com is not responsible for the availability of, or the content located on or through, any External Website.

No Endorsement

Mention of third-party products or services, including the use of trademarks or links to the Websites of Vendors, is for informational purposes only and constitutes neither an endorsement nor a recommendation of those Vendors. In addition, such use of trademarks or links to the Websites of Vendors is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with cd-rates-today.com.

WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY

THE COMPUTER PROGRAMS, INFORMATION AND OTHER CONTENT AVAILABLE FROM OR THROUGH THE WEBSITE ARE PROVIDED "AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, cd-rates-today.com DISCLAIMS ALL WARRANTIES EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, (A) THAT ANY COMPUTER PROGRAMS OR INFORMATION AVAILABLE FROM OR THROUGH THE WEBSITE, OR THE WEBSITE ITSELF WILL BE MERCHANTABLE OR FIT FOR A PARTICULAR PURPOSE, (B) THAT ANY COMPUTER PROGRAMS OR INFORMATION AVAILABLE FROM OR THROUGH THE WEBSITE, OR THE WEBSITE ITSELF WILL BE UNINTERRUPTED OR ERROR-FREE, (C) THAT DEFECTS WILL BE CORRECTED, (D) THAT THERE ARE NO VIRUSES OR OTHER HARMFUL COMPONENTS, (E) THAT THE SECURITY METHODS EMPLOYED WILL BE SUFFICIENT, (F) REGARDING CORRECTNESS, ACCURACY, OR RELIABILITY, OR (G) AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE COMPUTER PROGRAMS OR INFORMATION, OR AGAINST INFRINGEMENT. ALL 'INFORMATION' AND 'COMPUTER PROGRAMS' PROVIDED IN THE COURSE OF THIS AGREEMENT ARE PROVIDED WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU AS THE USER. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR OTHER CONTENT AVAILABLE FROM OR THOUGH THE WEBSITE, OR THE WEBSITE ITSELF. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY COMPENSATORY, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT, PRODUCT LIABILITY OR OTHERWISE; NOR FOR ANY THIRD PARTY CLAIMS OF ANY NATURE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THE INFORMATION AND OTHER CONTENT AVAILABLE FROM OR THROUGH THE WEBSITE, AND THE WEBSITE ITSELF, WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, YOU OBTAIN FROM US FROM OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.

Revised and republished August 30, 2022

Privacy Policy

We know that you care how information about you is used and shared. We appreciate your trust that we will do so carefully and sensibly.

Collecting Your Information

From time to time, we may choose to change this Privacy Policy, so please review it frequently. When that occurs, we will post the changes to this Privacy Policy along with the date of the last revision. Your use of the Website after we have posted such changes constitutes your acceptance of the amended terms. We reserve the right to apply the amended Privacy Policy to the information that we have already collected, subject to any legal constraints.

Personal information, as used herein, means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. When using this Website, you may be required to provide personal information to us. The following are categories of personal information we collect from you when you use the Website.

Personal information does not include publicly available information. For purposes of this paragraph, "publicly available" means information that is lawfully made available from federal, state, or local government records. We use publicly available information to verify identity and detect and prevent fraud.

In addition to the table above, we will collect and process information about you in the following situations:

• Consent: We also collect and process information we have about you for other purposes if you consent to those uses at the time you provide your personal information.
• De-identified or aggregate information: We may use information we have about you to create de-identified or aggregate information that will no longer be identifiable to you, such as de-identified location information, information about devices used to access our services, or other relevant analyses.
• Legal, Regulatory, Safety, and Compliance: In certain situations, we may be required to use and share your information as required by law or to protect our rights and property with third parties. This includes:
  • Complying with a subpoena or other legal process requests,
  • Protecting your safety or the safety of others,
  • Investigating fraud or violation of our Terms, and
  • Responding to a valid government request or subpoena.
• Sale, Merger, or Acquisition: In the event we sell or transfer all or a portion of our business or assets due to an acquisition, merger or other business decision or transaction and such activity may require and/or result in the sharing of your information with that entity.

Choices Regarding Your Personal Information and Opting Out.

You can make the following choices to opt out of certain activities regarding your personal information:

• If you do not wish to receive promotional information, you may opt out of such future communications by following the instructions in our promotional communications to you or by writing to us at the address below
  
  Leads IQ YG LLC
  contact@cd-rates-today.com
  27 N. Wacker Dr
  Suite 438
  Chicago IL, 60606
• We may use behavioral-based advertising. This means that a third party may use technology (e.g., a cookie) to collect information about your use of our Website so that we can provide advertising about products and services tailored to your interest. That advertising may appear either on our Website or on other Websites. If you wish to limit third parties' collection of information about your use of our Website, you can opt out at the Digital Advertising Alliance or Network Advertising Initiative. PLEASE NOTE THAT OPTING-OUT OF BEHAVIORAL ADVERTISING DOES NOT MEAN THAT YOU WILL NOT RECEIVE ADVERTISING WHILE USING THE WEBSITE. IT WILL, HOWEVER, EXCLUDE YOU FROM INTEREST-BASED ADVERTISING CONDUCTED THROUGH PARTICIPATING NETWORKS, AS PROVIDED BY THEIR POLICIES AND CHOICE MECHANISMS. Further, if you do not wish to receive advertisements or other content from us, you may opt out of such future communications by following the instructions in our communications to you, by writing to us at the address above, or by emailing us at privacypolicy@cd-rates-today.com.
• If you use the services offered on the Website, we may send you updates on important information about the Website and our services. If you do not wish to receive updates from us, you may opt out of such future communications by following the instructions in our electronic communications to you, by writing to us at the address above, or by emailing us at privacypolicy@cd-rates-today.com.

Third-Party Tracking and Do Not Track Signals.

Third parties may use tracking technologies in connection with our Website, which may include the collection of information about your online activities over time and across third-party Websites. This Privacy Policy does not apply to these third-party technologies because we may not control them and we are not responsible for them. Do Not Track is a technology that enables users to opt out of tracking by Websites they do not visit. Currently, we do not monitor or take any action with respect to Do Not Track technology.

Cookies.

A cookie is a small text file that is stored on a user's computer for record-keeping purposes.

On our Website, we use the following types of cookies and similar tracking technologies:

• Session and persistent: We use session and persistent cookies. Session cookies exist only during one session. They disappear when you close your browser, restart, or turn off your device. Persistent cookies remain on your device after you close your browser, restart, or turn off your device.
• Transactional and functional: We use cookies that are necessary for our Website to run, including optimizing or powering features on the Website and helping us identify irregular or fraudulent behavior on the Services.
  • Server Logs: We and our service providers use cookies and other tracking technologies to collect and store your IP address and device data in server logs to support the functionality of the Website and provide information to you that is relevant and error free.
  • Device Identifiers: When you access the Website through a mobile device, we and our service providers may access, collect, monitor and/or remotely store device identifiers. These are small data files stored on or associated with your device. This may be used to help you log in faster and enhance your navigation of the Website.
  • Transaction Identifiers: When you use the Website, we and our service providers may access, collect, or store transaction identifiers, an internal identification number that we assign to our customers. This helps us understand and review your transactions.
• Marketing and advertising. We use cookies and other tracking technologies to market products or services, monitor which ads have been served to your browser, which webpages you were viewing when such ads were delivered, and provide you advertising based on your browsing activities and interests.
• Analytics and integration. We use third party analytics and marketing integration services such as Google Analytics to track and optimize our Website's performance and marketing activities.
• Google Analytics and Opt-out: Google Analytics uses first-party cookies to collect information about how users use our Website. This information is used to compile reports and to help us improve our Website. The reports disclose Website trends without identifying individual visitors. For more information on Google Analytics, please visit: https://policies.google.com/technologies/partner-sites". You can opt out of Google Analytics without affecting how you visit our Sites. For more information on how to opt out of Google Analytics tracking across all Websites you use, visit: https://tools.google.com/dlpage/gaoptout.

You can block or disable cookies or other tracking technologies on your device at any time by changing your preferences or options menus in your browser. You can also reject or delete the cookies that are stored on your device. However, blocking, disabling, or deleting cookies may limit your ability to view all the pages on our Website. Each browser provides different mechanisms for managing cookies. Look at your browser's help menu to determine the best way to modify your browser's cookie storage. You can usually find these settings in the "Options" or "Preferences" menu of your browser. You can use the "Help" or similar option in your browser for more details. You can still use our Website if you block or delete our cookies, but your ability to access certain Website features may be limited. To find out more about cookies, including how to see what cookies have been set and how to block and delete cookies, please visit: https://www.aboutcookies.org/.

Links to Third Party Sites.

The Website may include links to other Websites whose privacy practices may differ from this Privacy Policy. If you submit personal information to any of those linked sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Website you visit.

Children Under the Age of 13

This Website is intended for general audiences. In accordance with the Children's Online Privacy Protection Act, in the event that we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

How We Protect Your Information

We take security of your personal information seriously. We are committed to maintaining the confidentiality, integrity, and security of your personal information and take precautions to protect it. It is our policy to use reasonable and appropriate administrative, technical, and physical safeguards to protect information we have about you from loss, theft, and unauthorized use, access, modification, or destruction. We periodically review our established policies and procedures to ensure that they are appropriate and effective at meeting our commitment to our community, our customers, and ourselves. We also require third-party service providers acting on our behalf or with whom we share your information to maintain security measures consistent with applicable regulatory compliance requirements.

Notwithstanding these security safeguards, it is impossible to guarantee absolute security in all situations. If you have any questions about the security of our services, please contact us as described in the "Contact Us" section. For your own online security, please do not send any other confidential personal information to us via email or through the contact form on our Website.

California residents

If you are a California resident, pursuant to the California Consumer Protection Act (CCPA), you have the right to request:

• the categories of personal information we have collected about you;
• the categories of sources from which your personal information is collected;
• the business or commercial purpose of collecting or selling your personal information;
• the categories of third parties with whom we share your personal information;
• the specific pieces of personal information we have collected about you;
• the categories of personal information that we have sold about you and the categories of third parties to whom the personal information was sold, if applicable;
• deletion of your personal information; and
• an opt out of having your personal information disclosed or sold to third parties.

We do not sell or disclose your personal information to third parties for valuable consideration.

To submit a request for information, send an email with the subject heading "California Privacy Rights" to ccpa@cd-rates-today.com. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Please be aware that not all information sharing is covered by these California privacy rights requirements and only information on covered sharing will be included in our response. This request may be made no more than once per calendar year.

Exercising Your Privacy Rights.

When exercising the rights or options described in this Privacy Policy, the following guidelines apply:

• No Fee Usually Required: You will not have to pay a fee to access your personal information (or to exercise any of the other rights). However, we may charge a reasonable fee or decline to comply with your request if your request is clearly unfounded, repetitive, or excessive.
• What We May Need from You: When exercising your rights or otherwise assisting you, we may need to request specific information from you to help us confirm your identity. This is a security measure to ensure we do not disclose personal information to any person who is not entitled to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
• Time to Respond: We try to respond to all legitimate requests within 45 days of your request. Occasionally it may take us longer than 45 days to respond, for instance if your request is particularly complex or you have made a number of requests. In this case, we will notify you of the delay, and may continue to update you regarding the progress of our response.
• No discrimination: You will not be subject to discrimination as a result of exercising the rights described herein. In some cases, when you exercise one of your rights, we will be unable to comply with the request due to legal obligations or otherwise, or we will be unable to provide you certain products or services. These responses are not discrimination and our reasons for declining your request or ceasing services will be provided at that time.
• Authorized Agent: You may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester's identification information and the authorized agent's identification information.

Please note that your request may be limited in certain cases, for example if complying with your request would conflict with:

• Federal, state, or local law;
• Regulatory inquiries;
• Subpoenas; or
• Exercising or defending legal claims.

Transfer of Personal Information to the United States.

The Website is operated in the United States. The privacy and data protection laws in the United States differ from those of other countries. If you are located outside of the United States, please be aware that the personal information that we collect will be transferred to and processed, stored, and used in the United States, and that by using our Website and applications, you consent to such transfers and processing.

How do I exercise my rights in my personal information?

Except as required or requested by you pursuant to applicable law, we will retain your personal information indefinitely. Subject to applicable law, if you want to access, delete, or correct the personal information about you that we have, please write to the address below or contact us at privacypolicy@cd-rates-today.com. Notwithstanding that you may request that we no longer use your personal information to provide you services, we may continue to retain and use certain information for analytical purposes and as necessary to comply with our respective legal obligations, investigate claims, resolve disputes, and enforce our agreements.

How can I give you feedback or contact you?

You may contact us at:

Disabilities. This Policy is available to consumers with disabilities. To access this Policy in an alternative downloadable format, please click here

Effective Date: Privacy Notice last modified August 30, 2022.